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एक दिने सहकारी शिक्षा तथा वित्तीय साक्षरता तालिम सम्पन्न एक दिने सहकारी शिक्षा तथा वित्तीय साक्षरता तालिम सम्पन्न दुई दिने अचार बनाउने तालिम सम्पन्न वित्तीय साक्षरता तथा साइबर क्राइम सचेतना तालिम सामान खरिद गर्नुपर्ने सम्बन्धि सार्वजनिक सूचना एक दिने सहकारी शिक्षा तथा वित्तीय साक्षरता तालिम सम्पन्न एक दिने सहकारी शिक्षा तथा वित्तीय साक्षरता तालिम सम्पन्न दुई दिने अचार बनाउने तालिम सम्पन्न वित्तीय साक्षरता तथा साइबर क्राइम सचेतना तालिम सामान खरिद गर्नुपर्ने सम्बन्धि सार्वजनिक सूचना

Loan Products

Service

Loan Products

Agriculture & Livestock Loan

15% p.a.

Credit for farming, livestock and agriculture-based enterprise.

Trade & Business Loan

15.75% p.a.

For running and expanding shops, trade and service businesses.

Social Loan

15.75% p.a.

For social and family needs.

Hire Purchase Loan

15.75% p.a.

For purchasing vehicles and equipment.

Housing Loan

15.75% p.a.

For building or repairing a home and for buying land.

Education Special Loan

14% p.a.

Our lowest-rate loan, for the higher education of members and their children.

Emergency Loan

15.75% p.a.

Quickly available credit for unexpected needs such as medical treatment.

Enterprise Loan

15% p.a.

To start and grow small and medium enterprises.

Savings-backed Loan

Borrow against your own savings — your savings rate plus 2%.

Savings rate + 2%
No separate collateral needed
Quick approval

Interest rates

Loan interest rate table

How your rate is decided

Interest and instalments paid on time — the base rate below.
Monthly interest not paid — base rate plus 3%.
Neither interest nor instalments paid — base rate plus 4%.
Monthly-instalment loans get a [0.75%] discount — confirm with the office.

Rates may change — contact the office for the current rate.
Loan	Base rate	Tenure
Agriculture & Livestock Loan	15%	Up to 36 months
Trade & Business Loan	15.75%	36 – 72 months
Social Loan	15.75%	Up to 36 months
Hire Purchase Loan	15.75%	Up to 48 months
Housing Loan	15.75%	36 – 72 months
Education Special Loan	14%	Up to 36 months
Emergency Loan	15.75%	Up to 12 months
Enterprise Loan	15%	[Confirm with the office]
Savings-backed Loan	—	12 months, repaid as a lump sum

Calculate an instalment