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20 Kartik 2083, Friday
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EMI Calculator

Work out your monthly instalment, total interest and repayment schedule.

Shows the base rate for members who repay on schedule.
Monthly instalment Rs —
  • PrincipalRs —
  • Total interestRs —
  • Total payableRs —
Apply Loan

This is an estimate. The actual instalment, fees and approval are decided by the cooperative.

View the repayment schedule
Amounts in NPR.
Month Principal Interest Instalment Balance
Interest rates

Loan interest rate table

How your rate is decided
  • Interest and instalments paid on time — the base rate below.
  • Monthly interest not paid — base rate plus 3%.
  • Neither interest nor instalments paid — base rate plus 4%.
  • Monthly-instalment loans get a [0.75%] discount — confirm with the office.
Rates may change — contact the office for the current rate.
Loan Base rate Tenure
Agriculture & Livestock Loan 15% Up to 36 months
Trade & Business Loan 15.75% 36 – 72 months
Social Loan 15.75% Up to 36 months
Hire Purchase Loan 15.75% Up to 48 months
Housing Loan 15.75% 36 – 72 months
Education Special Loan 14% Up to 36 months
Emergency Loan 15.75% Up to 12 months
Enterprise Loan 15% [Confirm with the office]
Savings-backed Loan — 12 months, repaid as a lump sum
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